Receive Basic Checking with no monthly fees if you:

• Have monthly direct deposit of your paycheck, social security or pension check into this account
• Maintain $500 in this account
• Are a Member Rewards Club member with a minimum combined deposit/loan balance of $10,000+ (excluding first mortgage)
• Join e-Club; this fee is waived when you do not use branches for routine transactions
• Are a Student Club member age 16 to 20

Qualifying for Free Checking

It is easy to qualify for Free Checking. Simply have your monthly, recurring pay, social security, pension or other recurring government check directly deposited into your Community Financial Basic Checking Account. This will waive the monthly service fee and per check charges

Avoid the $8.00 Monthly Fee on Checking Plus by:

• Maintaining $2,500 in this account
• Being a Member Rewards Club members with a minimum combined deposit/loan balance of $25,000+ (excluding first mortgages)
• Linking this account with others to build your total household balance to $25,000+

Avoid the $15.00 Monthly Fee on High Yield Checking by:

• Maintaining $2,500 in this account

Avoid the $3.00 monthly fee on Basic Savings Account by:

• Being a new member; this fee is waived for the first 6 months
• Maintaining $300 in this account
• Being a Member Rewards Club member with a minimum combined deposit/loan balance of $10,000+ (excluding first mortgage)
• Joining e-Club; this fee is waived when you do not use branches for routine transactions
• Being a member under age 21
• Linking this account with others to build your total household balance to $10,000+

Avoid the $5.00 Monthly Fee on your Super Saver Account by:

• Maintaining $1,000 in this account
• Being a Member Rewards Club members with a minimum combined deposit/loan balance of $25,000+ (excluding first mortgages)
• Linking this account with others to build your total household balance to $25,000+

Avoid the Monthly Maintenance & Per Check Fees on Business Checking when you:

• Maintain $2,500 in this account
• Are a Member Rewards Club member with a minimum combined deposit/loan balance of $25,000+ (excluding first mortgages)

Please note the $.15 per deposit fee on excess deposits is not waived.

Avoid the $3.00 monthly fee on Business Savings when you:

• Maintain $300 in this account
• Are a Member Rewards Club member with a minimum combined deposit/loan balance of $10,000+ (excluding first mortgage)
• Join e-Club; this fee is waived when you do not use branches
  for routine transactions